How to Stick to a Food Budget

If you’re spending a lot of money on food, the quickest fix is to take a look at how and where you are buying food and eat out less (or not at all). In addition to cutting back on dining out, here are a few easy ways to keep your food budget in check!

Don’t wander around the store: It might be convenient to get all your shopping done in one location, but that might not always be the best money saver. There are certain items you can purchase at the grocery store, but if you’re looking to save – it’s probably best to buy these items elsewhere. Think: Cleaning products, detergents, medications, and so on. You might not be a fan of having to drive to another store, but the money you’ll save by purchasing these household items at Walmart or Target will quickly change your mind.

Don’t buy what isn’t on your shopping list: No matter where you’re shopping, it’s easy to buy something that’s not on your list. This can be especially true when at the grocery store, and can break your budget. One important thing to remember: Never shop while you’re hungry. Be sure to have a snack or meal prior to going to the store to protect your budget. Also ensure your list is complete before you go to the store, and force yourself to stick to it.

Sometimes it pays to buy in bulk: It’s never a good idea or money saver to buy more than you really need, but for those items you buy often (and that aren’t perishable), it’s usually best to buy a larger pack. If you’re a member at a warehouse shopping club, you already know about saving money by buying in bulk. Even if you aren’t a warehouse shopping club member, your local grocery store may also carry household necessities in bulk for a cheaper price (paper towels, toilet paper, etc.). Just look at the price carefully and the quantity before you buy, to make sure you are getting the best deal and maximizing your savings.

Article Source: John Pettit for CUInsight.com

3 Free Apps That Cook Up Savings

At some point, we all get tired of our go-to meals. For a family, going out to eat (or ordering in), two to three times a week can really add up.

According to restaurant industry analyst firms Acosta and Technomic, 51.8% of U.S. food spending went toward eating out. The average amount spent on food prepared outside the home kitchen per month totaled $144. Millennials tended to spend more ($202 a month), with 42% of their total monthly food budget allocated to eating out.

Who doesn’t enjoy someone else doing the cooking and the easy clean-up? Our wallets, that’s who.

Still, gazing into your refrigerator and pantry, trying to figure out a new spin on the same old chicken, can be a real struggle.

Check out the following three free recipe apps:

SideChef: There are step-by-step voice instructions! No going back to check the next step. There are also many recipes to choose from, as well as fun food facts and videos.

Tasty: This app will help anyone believe cooking is easy and they can make anything. The short videos are fun and easy to duplicate. You can even get recipe recommendations based on the time of day, day of the week, and major holidays.

Yummly: It’s easy to tailor searches based on your specific needs whether dealing with food allergies, vegetarian dishes or kid-friendly meals. The app learns your likes and dislikes over time and it shows in the recipe recommendations.

Happy cooking (and saving money at the same time)!

Article Source: Myriam DiGiovanni for Financialfeed.com